News for 'retirement fund'

What Are Dividend Yield Funds?

What Are Dividend Yield Funds?

Rediff.com5 Jun 2023

High dividend yield stocks usually perform well in a rising interest rate environment when investors value cash flows more.

'Mutual Funds never provide guaranteed returns'

'Mutual Funds never provide guaranteed returns'

Rediff.com21 Oct 2022

Nikunj Saraf, Vice President Choice Wealth, answers your mutual fund queries.

Investment Lessons From Ganpati Bappa

Investment Lessons From Ganpati Bappa

Rediff.com19 Sep 2024

Lord Ganesha's teachings offer valuable insights for investors in the Indian stock market. By thinking big, working consistently, starting early, and approaching investing with a rational mindset, investors can increase their chances of achieving their financial goals.

'Government Is Constantly Trying To Subvert RTI'

'Government Is Constantly Trying To Subvert RTI'

Rediff.com9 Jan 2025

'The government does not want to be transparent or accountable. Therefore, they do not want to appoint information commissioners.'

EPF interest rate fixed at 8.15% for FY 2022-23

EPF interest rate fixed at 8.15% for FY 2022-23

Rediff.com28 Mar 2023

Retirement fund body EPFO fixed 8.15 per cent rate of interest on employees' provident fund (EPF) deposits for 2022-23 at its meeting on Tuesday. In March 2022, EPFO had lowered the interest on EPF for 2021-22 to an over four-decade low of 8.1 per cent for its about five crore subscribers, from 8.5 per cent in 2020-21. This was the lowest since 1977-78, when the EPF interest rate stood at 8 per cent.

Heroes We Must Be Proud Of!

Heroes We Must Be Proud Of!

Rediff.com3 Dec 2024

Rahul Ramagude plays cricket from a wheelchair. Geeta Chauhan is a wheelchair racer with Olympic aspirations. Siddanth uses technology to enhance movement coordination of mentally challenged children. On the International Day of the Disabled, A Ganesh Nadar meets three youngsters making a difference.

The Spy Who Became A Farmer

The Spy Who Became A Farmer

Rediff.com7 Nov 2024

'Everything about farming is enjoyable and relaxing.'

Don't DELAY Retirement Planning

Don't DELAY Retirement Planning

Rediff.com23 Nov 2021

In India, younger workers willing to work at lower salaries are easily available, so you could find yourself out of a job before 60. Therefore, save for retirement with urgency, advises Sanjay Kumar Singh.

'Right Time To SIP Mid-Caps, Small-Caps?'

'Right Time To SIP Mid-Caps, Small-Caps?'

Rediff.com16 Aug 2024

rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries

Why You Need A Child Insurance Plan

Why You Need A Child Insurance Plan

Rediff.com14 Nov 2024

'They take care of the problem: How can I ensure my child's education and other goals are not compromised, even if I am not around?'

EPFO may decide interest rate for FY23 by Tuesday

EPFO may decide interest rate for FY23 by Tuesday

Rediff.com27 Mar 2023

The retirement fund body EPFO is likely to announce the rate of interest on employees' provident fund (EPF) deposits for 2022-23 at its two-day meeting beginning Monday. EPFO had lowered the interest on EPF for 2021-22 to an over four-decade low of 8.1 per cent for its about five crore subscribers, from 8.5 per cent in 2020-21 in March 2022. This was the lowest since 1977-78, when the EPF interest rate stood at 8 per cent.

New MF Investors, Read This

New MF Investors, Read This

Rediff.com2 Sep 2024

Adopting overly aggressive strategies without considering risk could lead to significant losses during the next downturn.

How To Achieve Financial Peace: The Gita Way

How To Achieve Financial Peace: The Gita Way

Rediff.com27 Jun 2024

The Bhagavad Gita reminds us that true peace comes not from the absence of problems, but from the ability to face them with a prepared mind and a steady resolve, says Vatsal Ramaiya, and shows how the Gita helps you to achieve financial peace.

Do You Know About Debt Fund Growth?

Do You Know About Debt Fund Growth?

Rediff.com9 May 2023

A growth scheme not only leads to lower tax payments than the dividend option. but also allows any income that is not withdrawn to compound, explains Harsh Roongta.

How To Secure Child's Financial Future

How To Secure Child's Financial Future

Rediff.com7 Aug 2024

By following the path of Kula Dharma as mentioned in the Bhagavad Gita, you will not only be securing your child's future but also contributing to your own early sukoon (peace and well-being), says Vatsal Ramaiya

NPS vs UPS: Which is Best for YOU?

NPS vs UPS: Which is Best for YOU?

Rediff.com6 Sep 2024

Switching to the UPS could be a game-changer for your retirement planning, especially if you value guaranteed benefits and higher government contributions, observes Ramalingam Kalirajan.

Provident fund deposits to get 8.5% interest in 20-21

Provident fund deposits to get 8.5% interest in 20-21

Rediff.com4 Mar 2021

The Employees' Provident Fund Organisation's (EPFO) apex decision-making body, Central Board of Trustees, decided to fix 8.5 per cent rate of interest for 2020-21 at its meeting in Srinagar on Thursday, sources said.

EPFO mulls reinvesting 50% of ETF redemption proceeds in equity market

EPFO mulls reinvesting 50% of ETF redemption proceeds in equity market

Rediff.com9 Feb 2024

In a bid to enhance its equity exposure and earn higher returns for its nearly 65 million subscribers, the Employees' Provident Fund Organisation (EPFO) is considering reinvesting 50 per cent of its exchange-traded funds (ETFs) redemption proceeds back into equity. Sources close to the development said a proposal regarding this was discussed in the investment committee (IC) meeting in October last year, and the recommendation has been sent to the Central Board of Trustees (CBT), the apex decision-making body of the EPFO for its approval. The next CBT meeting is scheduled to be held on Saturday.

Breaking the vault: Will MSCI grant HDFC Bank access?

Breaking the vault: Will MSCI grant HDFC Bank access?

Rediff.com17 Apr 2024

HDFC Bank's latest shareholding data showed that the room for foreign investment has fallen just 5 basis points short of the threshold set by Morgan Stanley Capital International (MSCI) to fully include the stock in its indices. Currently, the index provider has applied an adjustment factor of 0.5 since the foreign room is less than 25 per cent. Removal of the adjustment factor will result in inflows of a massive $4.8 billion (Rs 40,000 crore) into HDFC Bank, according to Brian Freitas, a New Zealand-based analyst with Periscope Analytics.

Five main-board, 6 SMEs to hit the markets to raise Rs 18,500 cr

Five main-board, 6 SMEs to hit the markets to raise Rs 18,500 cr

Rediff.com8 Dec 2024

The IPO market is set to be bustling next week, with 11 companies like Vishal Mega Mart, TPG Capital-backed Sai Life Sciences and fintech firm One Mobikwik Systems gearing up to launch their initial share sales, collectively aiming to raise nearly Rs 18,500 crore. Other mainboard IPOs to be launched during this period are Inventurus Knowledge Solutions Ltd and Blackstone-owned diamond grading firm International Gemmological Institute (India) Ltd.

CJI recommends Justice Sanjiv Khanna's name as his successor

CJI recommends Justice Sanjiv Khanna's name as his successor

Rediff.com17 Oct 2024

Chief Justice of India DY Chandrachud has set in motion the process of appointment of his successor by recommending to the Centre the name of senior-most Supreme Court judge Justice Sanjiv Khanna.

'I Want To Do Rs 10k SIP For Kids'

'I Want To Do Rs 10k SIP For Kids'

Rediff.com4 Jul 2024

Ulhas Joshi, Head -- Sales, Rank MF, a mutual fund investment platform, answers your queries.

6 Month Tenure For Next Chief Justice

6 Month Tenure For Next Chief Justice

Rediff.com18 Oct 2024

Justice Sanjiv Khanna 'belongs to that school of legal luminaries who give the highest primacy to facts.'

MF Guru: With Rs 1 cr, how should I plan my retirement?

MF Guru: With Rs 1 cr, how should I plan my retirement?

Rediff.com16 Nov 2022

Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

Aircraft from Vedic-era, not Wright Brothers: UP guv

Aircraft from Vedic-era, not Wright Brothers: UP guv

Rediff.com19 Nov 2024

Anandiben Patel said students should study ancient Indian texts to appreciate the unparalleled research and discoveries made by their ancestors.

'How can I build a corpus of Rs 2 cr in 2 years?'

'How can I build a corpus of Rs 2 cr in 2 years?'

Rediff.com4 Apr 2024

rediffGURU Ramalingam Kalirajan answers your personal finance queries.

Should you invest in long-duration funds?

Should you invest in long-duration funds?

Rediff.com31 Mar 2023

'The long maturity of these funds makes them well-suited for long-term financial goals such as saving for retirement or children's education or marriage.'

'For 5 cr corpus in 5 yrs you must...'

'For 5 cr corpus in 5 yrs you must...'

Rediff.com14 Aug 2024

Do you have financial planning or income tax queries? Ask rediffGURU Anil Rego.

Should You Invest In UPS Or NPS?

Should You Invest In UPS Or NPS?

Rediff.com4 Sep 2024

'Younger employees, who tend to have a higher risk appetite, will find NPS advantageous due to the potential gains from equity markets over time.'

'Can I Withdraw Rs 1L PM From My Corpus?'

'Can I Withdraw Rs 1L PM From My Corpus?'

Rediff.com12 Jul 2024

rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries.

The Woman Who Lost Everything

The Woman Who Lost Everything

Rediff.com13 Nov 2024

When the landslide hit, Sruthi's house was washed away, along with its inhabitants. She lost her entire family and some relatives. All she had left for a close confidante was her fiance Jenson. Days after the landslide and the loss of her family, Jenson died in a road accident that also left Sruthi with serious injuries. News of the accident and Sruthi's backdrop as the lone surviving member of a family wiped out in the July landslide, was picked up by the media, and people rushed to help.

IPO rush: 8 cos looking to raise Rs 60,000 cr in Oct-Nov

IPO rush: 8 cos looking to raise Rs 60,000 cr in Oct-Nov

Rediff.com29 Sep 2024

The primary market will remain abuzz with more than half a dozen companies, including Hyundai Motor India, Swiggy, and NTPC Green Energy, lined up initial public offerings over the next two months to raise around Rs 60,000 crore, merchant bankers said. Apart from these three firms, Afcons Infrastructure, Waaree Energies, Niva Bupa Health Insurance, One Mobikwik Systems, and Garuda Construction are among the companies planning to launch initial public offerings (IPOs) during October-November, they added. Together, these firms are looking to raise Rs 60,000 crore through their IPOs.

Budget focuses on jobs and skilling, keeping 2 allies happy

Budget focuses on jobs and skilling, keeping 2 allies happy

Rediff.com23 Jul 2024

Finance Minister Nirmala Sitharaman on Tuesday announced income tax relief for the middle class, a Rs 2 lakh crore outlay for job creation schemes over the next five years and a spending splurge for states run by her party's new coalition partners as she unveiled the Modi 3.0 government's first budget after the general elections.

Hathras stampede: Bhole Baba not named in 3200-page chargesheet

Hathras stampede: Bhole Baba not named in 3200-page chargesheet

Rediff.com3 Oct 2024

A total of 121 people, mostly women, died in the stampede after a satsang of Surajpal alias Bhole Baba alias Narayan Sakar Hari on July 2 in Fulrai village in Hathras' Sikandra Rao area.

Is This Right Time To Buy A Home?

Is This Right Time To Buy A Home?

Rediff.com18 Oct 2024

For those looking for more affordable options, purchasing an under-construction property could be a smart move, as these generally cost less than ready-to-move-in properties.

How Best To Utilise Rs 17,500 Tax Saving

How Best To Utilise Rs 17,500 Tax Saving

Rediff.com25 Jul 2024

Rediff.com spoke to registered investment advisors to figure out how best the extra Rs 17,500 saved ever year can be invested to create a decent corpus in the years ahead. This is what they said.

MF Guru: 'I want to save for retirement'

MF Guru: 'I want to save for retirement'

Rediff.com25 Apr 2022

Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.

Justice Sanjiv Khanna appointed as 51st CJI, to take oath on Nov 11

Justice Sanjiv Khanna appointed as 51st CJI, to take oath on Nov 11

Rediff.com24 Oct 2024

He will take oath on November 11, a day after incumbent Justice DY Chandrachud demits office on attaining the age of 65.

Time To Lock In Fixed Income?

Time To Lock In Fixed Income?

Rediff.com17 Oct 2024

'Young investors should focus more on equity, while retired senior citizens should prioritise fixed income.' 'Mid-career investors should aim for a balanced allocation.'

Heal Your Body, Heal Your Soul

Heal Your Body, Heal Your Soul

Rediff.com20 Jun 2024

Early retirement is not just about money and calculators. It is more about rediscovering your passions, strengthening bonds, and living a life filled with purpose, connection, and lasting happiness. It's about reclaiming your life, explains Vatsal Ramaiya.